Protection Plans

Life Insurance


Life Insurance pays out a lump sum to your beneficiaries when you die.

Critical Illness

Critical illness cover pays out a lump sum if you contract one of a number of illnesses.

Income Protection


Many of us would struggle to keep on top our  essential outgoings, such as mortgage and rent, if we lost an income due to suffering an illness or an accident. Income protection is a long-term insurance policy that makes sure you get a regular income until you are able to return to work/ for the duration of policy term.


Income Protection is paid out in regular sums while you're still alive but unable to work.

Critical Illness Or Income Protection


Critical illness or income protection can help your family pay for key expenses such as utility bills, mortgages, school fees or childcare if the unexpected happens.


Considering criticial illness cover vs income protection means thinking seriously about your work situation and your future.